refactor: remove all asset/account functionality (models, schemas, routers, store, views, components, tests, docs)

AGENTS.md

@@ -22,9 +22,6 @@ cd api; uvicorn app.main:app --host 0.0.0.0 --port 23994
 
 # Type-check frontend (noEmit; uses project references tsconfig)
 cd WebUI; npm run typecheck
-
-# Run the one hand-written test (backend must be running on :23994)
-python tests/test_accounts.py
 ```
 
 **Build order matters:** `python main.py` automatically compiles WebUI (`npm install` + `npm run build`), copies `WebUI/dist/` → `api/webui/`, then starts uvicorn. It checks timestamps to skip rebuilds when frontend is unchanged.
@@ -40,9 +37,8 @@ python tests/test_accounts.py
 - **SQLite path** is computed relative to `api/` via `__file__` — safe regardless of cwd. `connect_args={"check_same_thread": False}` for FastAPI async compatibility.
 - **`database.py:init_db()`** auto-creates tables on startup (`create_all`) and auto-adds missing columns via `ALTER TABLE ADD COLUMN` (no Alembic). Columns that are non-nullable with no default are skipped.
 - **UserSettings is a singleton**: always id=1, auto-created on first `GET`. `set_default_password()` auto-initializes password to `"elysia"` on first access if `password_hash` is empty.
-- **Account balance changes** auto-create `AccountHistory` records in `update_balance()`. You cannot directly modify balance via `PUT /api/accounts/{id}` — balance is replaced via `POST /api/accounts/{id}/balance`.
 - **Habit checkins for the same day** accumulate count (not new rows), enforced by a `(habit_id, checkin_date)` unique constraint. Cancelling reduces count; deleting when count ≤ 0 removes the row.
-- **Anniversaries / DebtInstallments** have computed fields (`next_date`, `days_until`, `year_count` / `remaining_periods`) calculated at request time, not stored in DB. The calculation functions live in the router layer (not models), because they depend on `date.today()`.
+- **Anniversaries** have computed fields (`next_date`, `days_until`, `year_count`) calculated at request time, not stored in DB. The calculation functions live in the router layer (not models), because they depend on `date.today()`.
 - **`task_tags` M2M table** is defined in `models/tag.py` (not `models/task.py`). Tags only support create/delete (no update).
 - **Update schemas** use `clearable_fields` + `exclude_unset=True` to distinguish "field not sent" from "field sent as null". For non-clearable fields, `None` means "don't change"; for clearable fields, `None` means "clear it". See `schemas/task.py:TaskUpdate`, `schemas/habit.py:HabitUpdate`, `schemas/anniversary.py:AnniversaryUpdate`.
 - **JWT authentication** — `utils/auth.py` handles JWT (HS256, key: `"elysia-todo-secret-key-change-in-production"`, 24h expiry). Middleware in `main.py` validates tokens for all `/api/*` routes except `/api/auth/*` and `/health`. Default password: `elysia`. Login via `POST /api/auth/login`. Token key in localStorage: `elysia_auth_token`. **Middleware only validates the token; it does NOT inject user info into `request.state`.** Routes needing user data must call `get_current_user(request)` manually.
@@ -50,18 +46,17 @@ python tests/test_accounts.py
   - `Category`: refuses deletion if tasks are linked (400)
   - `HabitGroup`: sets linked habits' `group_id` to NULL
   - `AnniversaryCategory`: sets linked anniversaries' `category_id` to NULL
-  - `FinancialAccount`: full cascade delete (removes linked history + installments)
 
 ### Router registration quirks
 - **`/health` MUST be registered before `/{full_path:path}`** in `main.py:114` — otherwise SPA fallback intercepts health checks and returns `index.html`.
 - **habits router** (`routers/habits.py`) is an empty-shell router that combines 3 sub-routers via `include_router`: habit-groups (`/api/habit-groups`), habits (`/api/habits`), and checkins (`/api/habits/{habit_id}/checkins`).
-- **anniversaries and accounts routers** BOTH use `prefix="/api"` (not `/api/anniversaries` or `/api/accounts`). Their internal paths are `/anniversaries`, `/anniversary-categories`, `/accounts`, `/debt-installments`, etc. They coexist because internal paths don't overlap — but be careful adding new routes; the first `include_router` match wins.
+- **anniversaries router** uses `prefix="/api"` (not `/api/anniversaries`). Its internal paths are `/anniversaries`, `/anniversary-categories`, etc.
 
 ### Frontend (`WebUI/`)
 - Vue Router uses `createWebHistory()` (HTML5 history mode) — **requires the backend SPA fallback** (`/{full_path:path}` → `index.html`).
 - Vite dev proxy forwards `/api` → `http://localhost:23994`.
 - `@` alias maps to `src/`.
-- 9 Pinia stores: `auth`, `task`, `category`, `tag`, `habit`, `anniversary`, `account`, `userSettings`, `ui`. The `ui` store manages dialog visibility, editing state, sidebar collapse, and global loading (no API calls).
+- 8 Pinia stores: `auth`, `task`, `category`, `tag`, `habit`, `anniversary`, `userSettings`, `ui`. The `ui` store manages dialog visibility, editing state, sidebar collapse, and global loading (no API calls).
 - Element Plus icons registered globally in `main.ts` — use `<Edit />`, `<Delete />` etc. in templates without imports.
 - Element Plus uses Chinese locale (`zh-cn`).
 - **Vite 7.x + TypeScript 5.9** with `erasableSyntaxOnly: true` and project references.
@@ -77,10 +72,7 @@ python tests/test_accounts.py
 - `docker-compose.yml` mounts `api/data/` and `api/logs/` for persistence; `api/webui/` is read-only.
 
 ## Testing quirks
-- Only one test file: `tests/test_accounts.py` — **hand-written, no framework** (not pytest). It counts pass/fail manually and uses `requests` directly against `localhost:23994`.
+- No test framework or test files currently in the repo.
-- Backend must be running before executing tests.
-- **The test permanently mutates the database** — Section 15 deliberately leaves test data in place for UI display. Run it on a disposable database copy or reset manually if you need a clean state.
-- **The test sends no auth headers** and will fail with 401 if JWT auth is enforced. You must first `POST /api/auth/login` with `{"password": "elysia"}` to get a token, then include `Authorization: Bearer <token>` in requests, or temporarily comment out the auth middleware for testing.
 - No test coverage for tasks, habits, anniversaries, or tags.
 
 ## What's missing (agents should not assume)

README.md

@@ -1,6 +1,6 @@
 # Elysia ToDo - 爱莉希雅待办事项
 
-一款全栈个人信息管理应用，集待办任务、习惯打卡、纪念日提醒、资产总览于一体。
+一款全栈个人信息管理应用，集待办任务、习惯打卡、纪念日提醒于一体。
 
 ## 功能概览
 
@@ -20,12 +20,6 @@
 - 支持农历/公历日期
 - 倒计时提醒，不错过重要日子
 
-### 资产总览
-- 财务账户管理（现金、银行卡、电子钱包等）
-- 收支记录与历史查询
-- 分期还款跟踪
-- 资产汇总统计
-
 ### 系统功能
 - 偏好设置（站点名称、默认视图等）
 - 可折叠侧边栏
@@ -130,7 +124,6 @@ npm run dev
 | 标签 | `/api/tags` | 标签 CRUD |
 | 习惯 | `/api/habits` | 习惯、习惯组、打卡记录 |
 | 纪念日 | `/api/anniversaries` | 纪念日、纪念日分类 |
-| 资产 | `/api/accounts` | 账户、交易记录、分期还款 |
 | 设置 | `/api/user-settings` | 用户偏好设置 |
 | 健康检查 | `/health` | 服务状态检查 |
 
@@ -143,9 +136,6 @@ Category ──< Task >── Tag
                                 
 AnniversaryCategory ──< Anniversary
 
-FinancialAccount ──< AccountHistory
-                  ──< DebtInstallment
-
 UserSettings （单例）
 ```
 

WebUI/src/App.vue

@@ -24,7 +24,7 @@ const authStore = useAuthStore()
 // 路由变化时同步 currentView
 watch(() => route.meta.view, (view) => {
   if (view) {
-    uiStore.setCurrentView(view as 'list' | 'calendar' | 'quadrant' | 'profile' | 'settings' | 'habits' | 'anniversaries' | 'assets')
+    uiStore.setCurrentView(view as 'list' | 'calendar' | 'quadrant' | 'profile' | 'settings' | 'habits' | 'anniversaries')
   }
 }, { immediate: true })
 
@@ -89,7 +89,7 @@ onMounted(async () => {
         </main>
       </div>
 
-      <div v-if="uiStore.currentView !== 'settings' && uiStore.currentView !== 'profile' && uiStore.currentView !== 'habits' && uiStore.currentView !== 'anniversaries' && uiStore.currentView !== 'assets'" class="fab-container">
+      <div v-if="uiStore.currentView !== 'settings' && uiStore.currentView !== 'profile' && uiStore.currentView !== 'habits' && uiStore.currentView !== 'anniversaries'" class="fab-container">
         <el-button
           type="primary"
           circle

WebUI/src/api/accounts.ts

@@ -1,64 +0,0 @@
-import { get, post, put, del, patch } from './request'
-import type {
-  FinancialAccount, AccountFormData, BalanceUpdateData,
-  AccountHistoryResponse, DebtInstallment, DebtInstallmentFormData
-} from './types'
-
-export interface GetAccountHistoryParams {
-  page?: number
-  page_size?: number
-}
-
-export const accountApi = {
-  // ============ 账户 CRUD ============
-  getAccounts(): Promise<FinancialAccount[]> {
-    return get<FinancialAccount[]>('/accounts')
-  },
-
-  getAccount(id: number): Promise<FinancialAccount> {
-    return get<FinancialAccount>(`/accounts/${id}`)
-  },
-
-  createAccount(data: AccountFormData): Promise<FinancialAccount> {
-    return post<FinancialAccount>('/accounts', data)
-  },
-
-  updateAccount(id: number, data: Partial<AccountFormData>): Promise<FinancialAccount> {
-    return put<FinancialAccount>(`/accounts/${id}`, data)
-  },
-
-  deleteAccount(id: number): Promise<{ success: boolean; message?: string }> {
-    return del<{ success: boolean; message?: string }>(`/accounts/${id}`)
-  },
-
-  // ============ 余额操作 ============
-  updateBalance(id: number, data: BalanceUpdateData): Promise<FinancialAccount> {
-    return post<FinancialAccount>(`/accounts/${id}/balance`, data)
-  },
-
-  // ============ 变更历史 ============
-  getHistory(id: number, params?: GetAccountHistoryParams): Promise<AccountHistoryResponse> {
-    return get<AccountHistoryResponse>(`/accounts/${id}/history`, { params })
-  },
-
-  // ============ 分期计划 ============
-  getInstallments(): Promise<DebtInstallment[]> {
-    return get<DebtInstallment[]>('/debt-installments')
-  },
-
-  createInstallment(data: DebtInstallmentFormData): Promise<DebtInstallment> {
-    return post<DebtInstallment>('/debt-installments', data)
-  },
-
-  updateInstallment(id: number, data: Partial<DebtInstallmentFormData>): Promise<DebtInstallment> {
-    return put<DebtInstallment>(`/debt-installments/${id}`, data)
-  },
-
-  deleteInstallment(id: number): Promise<{ success: boolean; message?: string }> {
-    return del<{ success: boolean; message?: string }>(`/debt-installments/${id}`)
-  },
-
-  payInstallment(id: number): Promise<DebtInstallment> {
-    return patch<DebtInstallment>(`/debt-installments/${id}/pay`)
-  },
-}

WebUI/src/api/types.ts

@@ -186,93 +186,4 @@ export interface AnniversaryFormData {
   remind_days_before: number
 }
 
-// ============ 资产账户相关 ============
 
-export type AccountType = 'savings' | 'debt'
-
-export interface FinancialAccount {
-  id: number
-  name: string
-  account_type: AccountType
-  balance: number
-  icon: string
-  color: string
-  sort_order: number
-  is_active: boolean
-  description?: string | null
-  created_at: string
-  updated_at: string
-  installments?: InstallmentInfo[]
-}
-
-export interface AccountFormData {
-  name: string
-  account_type: AccountType
-  balance: number
-  icon: string
-  color: string
-  sort_order: number
-  is_active: boolean
-  description?: string | null
-}
-
-export interface BalanceUpdateData {
-  new_balance: number
-  note?: string | null
-}
-
-export interface InstallmentInfo {
-  next_payment_date: string | null
-  days_until_payment: number | null
-  remaining_periods: number
-}
-
-export interface AccountHistoryRecord {
-  id: number
-  account_id: number
-  change_amount: number
-  balance_before: number
-  balance_after: number
-  note?: string | null
-  created_at: string
-}
-
-export interface AccountHistoryResponse {
-  total: number
-  page: number
-  page_size: number
-  records: AccountHistoryRecord[]
-}
-
-// ============ 分期还款计划相关 ============
-
-export interface DebtInstallment {
-  id: number
-  account_id: number
-  total_amount: number
-  total_periods: number
-  current_period: number
-  payment_day: number
-  payment_amount: number
-  start_date: string
-  is_completed: boolean
-  created_at: string
-  updated_at: string
-  next_payment_date: string | null
-  days_until_payment: number | null
-  remaining_periods: number | null
-  account_name: string | null
-  account_icon: string | null
-  account_color: string | null
-}
-
-export interface DebtInstallmentFormData {
-  account_id: number
-  total_amount: number
-  total_periods: number
-  current_period: number
-  payment_day: number
-  payment_amount: number
-  start_date: string
-  is_completed: boolean
-}

WebUI/src/components/AccountDialog.vue

@@ -1,361 +0,0 @@
-<script setup lang="ts">
-import { ref, computed, watch } from 'vue'
-import { useAccountStore } from '@/stores/useAccountStore'
-import type { FinancialAccount } from '@/api/types'
-import { ElMessage } from 'element-plus'
-
-interface Props {
-  visible: boolean
-  editAccount?: FinancialAccount | null
-}
-
-const props = withDefaults(defineProps<Props>(), {
-  editAccount: null
-})
-
-const emit = defineEmits<{
-  (e: 'update:visible', val: boolean): void
-}>()
-
-const store = useAccountStore()
-
-const isEdit = computed(() => !!props.editAccount)
-const dialogTitle = computed(() => isEdit.value ? '编辑账户' : '新建账户')
-
-const form = ref({
-  name: '',
-  account_type: 'savings' as 'savings' | 'debt',
-  balance: 0,
-  icon: 'wallet',
-  color: '#FFB7C5',
-  is_active: true,
-  description: ''
-})
-
-const iconOptions = [
-  { label: '钱包', value: 'wallet' },
-  { label: '微信', value: 'wechat' },
-  { label: '支付宝', value: 'alipay' },
-  { label: '银行卡', value: 'bank' },
-  { label: '信用卡', value: 'credit-card' },
-  { label: '花呗', value: 'huabei' },
-  { label: '白条', value: 'baitiao' },
-  { label: '现金', value: 'cash' },
-  { label: '投资', value: 'investment' },
-  { label: '其他', value: 'other' },
-]
-
-const colorOptions = [
-  '#FFB7C5', '#C8A2C8', '#98D8C8', '#FFB347',
-  '#87CEEB', '#FF6B6B', '#A8E6CF', '#DDA0DD',
-  '#F0E68C', '#20B2AA', '#FF8C69', '#9370DB',
-]
-
-watch(() => props.visible, (val) => {
-  if (val) {
-    if (props.editAccount) {
-      const a = props.editAccount
-      form.value = {
-        name: a.name,
-        account_type: a.account_type,
-        balance: a.balance,
-        icon: a.icon,
-        color: a.color,
-        is_active: a.is_active,
-        description: a.description || ''
-      }
-    } else {
-      form.value = {
-        name: '',
-        account_type: 'savings',
-        balance: 0,
-        icon: 'wallet',
-        color: '#FFB7C5',
-        is_active: true,
-        description: ''
-      }
-    }
-  }
-})
-
-async function handleSave() {
-  if (!form.value.name.trim()) {
-    ElMessage.warning('请输入账户名称~')
-    return
-  }
-
-  const data = {
-    name: form.value.name.trim(),
-    account_type: form.value.account_type,
-    balance: form.value.balance,
-    icon: form.value.icon,
-    color: form.value.color,
-    sort_order: 0,
-    is_active: form.value.is_active,
-    description: form.value.description.trim() || null
-  }
-
-  if (isEdit.value && props.editAccount) {
-    const result = await store.updateAccount(props.editAccount.id, data)
-    if (result) ElMessage.success('账户更新成功~')
-  } else {
-    const result = await store.createAccount(data)
-    if (result) ElMessage.success('账户创建成功~')
-  }
-
-  emit('update:visible', false)
-}
-
-function handleClose() {
-  emit('update:visible', false)
-}
-</script>
-
-<template>
-  <el-dialog
-    :model-value="visible"
-    :title="dialogTitle"
-    width="480px"
-    @close="handleClose"
-    class="account-dialog"
-  >
-    <div class="form-content">
-      <div class="form-item">
-        <label class="form-label">账户名称</label>
-        <el-input
-          v-model="form.name"
-          placeholder="如：微信、支付宝、花呗、招商银行..."
-          maxlength="100"
-          show-word-limit
-        />
-      </div>
-
-      <div class="form-item">
-        <label class="form-label">账户类型</label>
-        <div class="type-switch">
-          <button
-            class="type-btn"
-            :class="{ active: form.account_type === 'savings' }"
-            @click="form.account_type = 'savings'"
-          >
-            <el-icon><Wallet /></el-icon>
-            <span>存款</span>
-          </button>
-          <button
-            class="type-btn"
-            :class="{ active: form.account_type === 'debt' }"
-            @click="form.account_type = 'debt'"
-          >
-            <el-icon><CreditCard /></el-icon>
-            <span>欠款</span>
-          </button>
-        </div>
-      </div>
-
-      <div class="form-item">
-        <label class="form-label">
-          当前余额
-          <span class="form-hint">（{{ form.account_type === 'savings' ? '存款金额' : '欠款金额' }}）</span>
-        </label>
-        <el-input-number
-          v-model="form.balance"
-          :precision="2"
-          :step="100"
-          :min="0"
-          style="width: 100%"
-        />
-      </div>
-
-      <div class="form-item">
-        <label class="form-label">图标</label>
-        <div class="icon-grid">
-          <button
-            v-for="opt in iconOptions"
-            :key="opt.value"
-            class="icon-btn"
-            :class="{ active: form.icon === opt.value }"
-            @click="form.icon = opt.value"
-            :title="opt.label"
-          >
-            <el-icon :size="18">
-              <Wallet v-if="opt.value === 'wallet'" />
-              <ChatDotRound v-else-if="opt.value === 'wechat'" />
-              <ShoppingCart v-else-if="opt.value === 'alipay'" />
-              <CreditCard v-else-if="opt.value === 'bank' || opt.value === 'credit-card' || opt.value === 'huabei'" />
-              <Ticket v-else-if="opt.value === 'baitiao'" />
-              <Money v-else-if="opt.value === 'cash'" />
-              <TrendCharts v-else-if="opt.value === 'investment'" />
-              <MoreFilled v-else />
-            </el-icon>
-          </button>
-        </div>
-      </div>
-
-      <div class="form-item">
-        <label class="form-label">主题色</label>
-        <div class="color-grid">
-          <button
-            v-for="color in colorOptions"
-            :key="color"
-            class="color-btn"
-            :class="{ active: form.color === color }"
-            :style="{ background: color }"
-            @click="form.color = color"
-          />
-        </div>
-      </div>
-
-      <div class="form-item">
-        <label class="form-label">备注</label>
-        <el-input
-          v-model="form.description"
-          type="textarea"
-          :rows="2"
-          placeholder="可选的备注信息"
-          maxlength="500"
-        />
-      </div>
-
-      <div v-if="isEdit" class="form-item">
-        <label class="form-label">启用状态</label>
-        <el-switch v-model="form.is_active" />
-      </div>
-    </div>
-
-    <template #footer>
-      <div class="dialog-footer">
-        <el-button @click="handleClose">取消</el-button>
-        <el-button type="primary" @click="handleSave">
-          {{ isEdit ? '保存' : '创建' }}
-        </el-button>
-      </div>
-    </template>
-  </el-dialog>
-</template>
-
-<style scoped lang="scss">
-.form-content {
-  padding: 8px 0;
-}
-
-.form-item {
-  margin-bottom: 24px;
-
-  &:last-child {
-    margin-bottom: 0;
-  }
-
-  .form-label {
-    display: flex;
-    align-items: center;
-    gap: 4px;
-    font-size: 14px;
-    font-weight: 500;
-    color: var(--text-primary);
-    margin-bottom: 10px;
-
-    .form-hint {
-      font-size: 12px;
-      color: var(--text-secondary);
-      font-weight: 400;
-    }
-  }
-}
-
-.type-switch {
-  display: flex;
-  gap: 12px;
-
-  .type-btn {
-    flex: 1;
-    display: flex;
-    align-items: center;
-    justify-content: center;
-    gap: 8px;
-    padding: 12px;
-    border: 2px solid rgba(255, 183, 197, 0.2);
-    border-radius: var(--radius-md);
-    background: white;
-    font-size: 14px;
-    font-weight: 500;
-    color: var(--text-secondary);
-    cursor: pointer;
-    transition: all 0.2s ease;
-
-    &:hover {
-      border-color: var(--primary);
-      color: var(--primary);
-    }
-
-    &.active {
-      border-color: var(--primary);
-      background: rgba(255, 183, 197, 0.1);
-      color: var(--primary);
-      box-shadow: 0 2px 8px rgba(255, 183, 197, 0.2);
-    }
-  }
-}
-
-.icon-grid {
-  display: flex;
-  gap: 8px;
-  flex-wrap: wrap;
-
-  .icon-btn {
-    width: 40px;
-    height: 40px;
-    display: flex;
-    align-items: center;
-    justify-content: center;
-    border: 2px solid rgba(255, 183, 197, 0.15);
-    border-radius: var(--radius-sm);
-    background: white;
-    color: var(--text-secondary);
-    cursor: pointer;
-    transition: all 0.2s ease;
-
-    &:hover {
-      border-color: var(--primary);
-      color: var(--primary);
-    }
-
-    &.active {
-      border-color: var(--primary);
-      background: rgba(255, 183, 197, 0.1);
-      color: var(--primary);
-    }
-  }
-}
-
-.color-grid {
-  display: flex;
-  gap: 8px;
-  flex-wrap: wrap;
-
-  .color-btn {
-    width: 28px;
-    height: 28px;
-    border: 2px solid transparent;
-    border-radius: 50%;
-    cursor: pointer;
-    transition: all 0.2s ease;
-    outline: none;
-
-    &:hover {
-      transform: scale(1.15);
-    }
-
-    &.active {
-      border-color: var(--text-primary);
-      box-shadow: 0 0 0 2px white, 0 0 0 4px var(--text-primary);
-      transform: scale(1.1);
-    }
-  }
-}
-
-.dialog-footer {
-  display: flex;
-  justify-content: flex-end;
-  gap: 12px;
-}
-</style>

WebUI/src/components/AccountHistoryDialog.vue

@@ -1,235 +0,0 @@
-<script setup lang="ts">
-import { ref, watch } from 'vue'
-import { useAccountStore } from '@/stores/useAccountStore'
-import type { FinancialAccount, AccountHistoryRecord } from '@/api/types'
-
-interface Props {
-  visible: boolean
-  account: FinancialAccount | null
-}
-
-const props = withDefaults(defineProps<Props>(), {
-  account: null
-})
-
-const emit = defineEmits<{
-  (e: 'update:visible', val: boolean): void
-}>()
-
-const store = useAccountStore()
-
-const records = ref<AccountHistoryRecord[]>([])
-const total = ref(0)
-const page = ref(1)
-const pageSize = 20
-const loading = ref(false)
-
-async function fetchHistory() {
-  if (!props.account) return
-  loading.value = true
-  const result = await store.fetchHistory(props.account.id, page.value, pageSize)
-  records.value = result.records
-  total.value = result.total
-  loading.value = false
-}
-
-watch(() => props.visible, (val) => {
-  if (val && props.account) {
-    page.value = 1
-    fetchHistory()
-  }
-})
-
-function handlePageChange(newPage: number) {
-  page.value = newPage
-  fetchHistory()
-}
-
-function formatAmount(amount: number): string {
-  if (amount > 0) return `+${amount.toFixed(2)}`
-  return amount.toFixed(2)
-}
-
-function formatDate(dateStr: string): string {
-  const d = new Date(dateStr)
-  return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')} ${String(d.getHours()).padStart(2, '0')}:${String(d.getMinutes()).padStart(2, '0')}`
-}
-
-function handleClose() {
-  emit('update:visible', false)
-}
-</script>
-
-<template>
-  <el-dialog
-    :model-value="visible"
-    :title="account ? `${account.name} - 变更历史` : '变更历史'"
-    width="600px"
-    @close="handleClose"
-    class="history-dialog"
-  >
-    <div class="history-content">
-      <div v-if="loading" class="loading-state">
-        <el-icon class="is-loading" :size="24"><Loading /></el-icon>
-        <span>加载中...</span>
-      </div>
-
-      <div v-else-if="records.length === 0" class="empty-state">
-        <el-icon :size="40" color="#C8A2C8"><Document /></el-icon>
-        <p>暂无变更记录</p>
-      </div>
-
-      <div v-else class="history-list">
-        <div
-          v-for="record in records"
-          :key="record.id"
-          class="history-item"
-        >
-          <div class="history-left">
-            <div
-              class="amount-badge"
-              :class="{ positive: record.change_amount > 0, negative: record.change_amount < 0 }"
-            >
-              <el-icon v-if="record.change_amount > 0"><Top /></el-icon>
-              <el-icon v-else-if="record.change_amount < 0"><Bottom /></el-icon>
-              <el-icon v-else><Minus /></el-icon>
-              <span>{{ formatAmount(record.change_amount) }}</span>
-            </div>
-            <div class="history-info">
-              <span class="history-note">{{ record.note || '未备注' }}</span>
-              <span class="history-date">{{ formatDate(record.created_at) }}</span>
-            </div>
-          </div>
-          <div class="history-right">
-            <span class="balance-change">
-              {{ record.balance_before.toFixed(2) }}
-              <el-icon :size="12"><Right /></el-icon>
-              {{ record.balance_after.toFixed(2) }}
-            </span>
-          </div>
-        </div>
-      </div>
-
-      <div v-if="total > pageSize" class="pagination-wrapper">
-        <el-pagination
-          :current-page="page"
-          :page-size="pageSize"
-          :total="total"
-          layout="prev, pager, next"
-          small
-          @current-change="handlePageChange"
-        />
-      </div>
-    </div>
-
-    <template #footer>
-      <el-button @click="handleClose">关闭</el-button>
-    </template>
-  </el-dialog>
-</template>
-
-<style scoped lang="scss">
-.history-content {
-  min-height: 200px;
-}
-
-.loading-state {
-  display: flex;
-  flex-direction: column;
-  align-items: center;
-  gap: 12px;
-  padding: 40px 0;
-  color: var(--text-secondary);
-}
-
-.empty-state {
-  display: flex;
-  flex-direction: column;
-  align-items: center;
-  gap: 12px;
-  padding: 40px 0;
-  color: var(--text-secondary);
-
-  p {
-    margin: 0;
-    font-size: 14px;
-  }
-}
-
-.history-list {
-  display: flex;
-  flex-direction: column;
-}
-
-.history-item {
-  display: flex;
-  align-items: center;
-  justify-content: space-between;
-  padding: 14px 0;
-  border-bottom: 1px dashed rgba(255, 183, 197, 0.15);
-
-  &:last-child {
-    border-bottom: none;
-  }
-}
-
-.history-left {
-  display: flex;
-  align-items: center;
-  gap: 14px;
-}
-
-.amount-badge {
-  display: flex;
-  align-items: center;
-  gap: 4px;
-  padding: 4px 10px;
-  border-radius: var(--radius-sm);
-  font-size: 13px;
-  font-weight: 600;
-  white-space: nowrap;
-
-  &.positive {
-    color: #67C23A;
-    background: rgba(103, 194, 58, 0.1);
-  }
-
-  &.negative {
-    color: #F56C6C;
-    background: rgba(245, 108, 108, 0.1);
-  }
-}
-
-.history-info {
-  display: flex;
-  flex-direction: column;
-  gap: 2px;
-
-  .history-note {
-    font-size: 14px;
-    color: var(--text-primary);
-  }
-
-  .history-date {
-    font-size: 12px;
-    color: var(--text-secondary);
-  }
-}
-
-.history-right {
-  .balance-change {
-    display: flex;
-    align-items: center;
-    gap: 6px;
-    font-size: 13px;
-    color: var(--text-secondary);
-    white-space: nowrap;
-  }
-}
-
-.pagination-wrapper {
-  display: flex;
-  justify-content: center;
-  padding-top: 16px;
-}
-</style>

WebUI/src/components/AppHeader.vue

@@ -95,14 +95,6 @@ const currentRouteName = computed(() => route.name as string)
         <el-icon><Cherry /></el-icon>
         <span>纪念日</span>
       </button>
-      <button
-        class="nav-item"
-        :class="{ active: currentRouteName === 'assets' }"
-        @click="router.push('/assets')"
-      >
-        <el-icon><Wallet /></el-icon>
-        <span>资产</span>
-      </button>
     </nav>
 
     <div class="header-right">

WebUI/src/components/BalanceDialog.vue

@@ -1,185 +0,0 @@
-<script setup lang="ts">
-import { ref, computed, watch } from 'vue'
-import { useAccountStore } from '@/stores/useAccountStore'
-import type { FinancialAccount } from '@/api/types'
-import { ElMessage } from 'element-plus'
-
-interface Props {
-  visible: boolean
-  account: FinancialAccount | null
-}
-
-const props = withDefaults(defineProps<Props>(), {
-  account: null
-})
-
-const emit = defineEmits<{
-  (e: 'update:visible', val: boolean): void
-}>()
-
-const store = useAccountStore()
-
-const newBalance = ref(0)
-const note = ref('')
-const saving = ref(false)
-
-const changeAmount = computed(() => {
-  if (!props.account) return 0
-  return Math.round((newBalance.value - props.account.balance) * 100) / 100
-})
-
-const changeText = computed(() => {
-  const diff = changeAmount.value
-  if (diff > 0) return `+${diff.toFixed(2)}`
-  if (diff < 0) return diff.toFixed(2)
-  return '0.00'
-})
-
-const isPositive = computed(() => changeAmount.value >= 0)
-
-watch(() => props.visible, (val) => {
-  if (val && props.account) {
-    newBalance.value = props.account.balance
-    note.value = ''
-    saving.value = false
-  }
-})
-
-async function handleSave() {
-  if (!props.account) return
-  saving.value = true
-  try {
-    const result = await store.updateBalance(props.account.id, {
-      new_balance: newBalance.value,
-      note: note.value.trim() || null
-    })
-    if (result) {
-      ElMessage.success('余额更新成功~')
-      emit('update:visible', false)
-    }
-  } finally {
-    saving.value = false
-  }
-}
-
-function handleClose() {
-  emit('update:visible', false)
-}
-</script>
-
-<template>
-  <el-dialog
-    :model-value="visible"
-    title="更新余额"
-    width="420px"
-    @close="handleClose"
-    class="balance-dialog"
-  >
-    <div class="form-content">
-      <div v-if="account" class="balance-preview">
-        <span class="current-label">{{ account.name }}</span>
-        <span class="current-balance">{{ account.balance.toFixed(2) }}</span>
-      </div>
-
-      <div class="change-indicator" :class="{ positive: isPositive, negative: !isPositive }">
-        <el-icon><Top v-if="isPositive" /><Bottom v-else /></el-icon>
-        <span>{{ changeText }}</span>
-      </div>
-
-      <div class="form-item">
-        <label class="form-label">新余额</label>
-        <el-input-number
-          v-model="newBalance"
-          :precision="2"
-          :step="100"
-          style="width: 100%"
-        />
-      </div>
-
-      <div class="form-item">
-        <label class="form-label">备注</label>
-        <el-input
-          v-model="note"
-          placeholder="如：工资到账、还花呗、日常消费..."
-          maxlength="200"
-          show-word-limit
-        />
-      </div>
-    </div>
-
-    <template #footer>
-      <div class="dialog-footer">
-        <el-button @click="handleClose">取消</el-button>
-        <el-button type="primary" @click="handleSave" :loading="saving">
-          确认更新
-        </el-button>
-      </div>
-    </template>
-  </el-dialog>
-</template>
-
-<style scoped lang="scss">
-.form-content {
-  padding: 8px 0;
-  display: flex;
-  flex-direction: column;
-  gap: 16px;
-}
-
-.balance-preview {
-  display: flex;
-  align-items: center;
-  justify-content: space-between;
-  padding: 12px 16px;
-  background: rgba(255, 183, 197, 0.08);
-  border-radius: var(--radius-md);
-
-  .current-label {
-    font-size: 14px;
-    color: var(--text-secondary);
-  }
-
-  .current-balance {
-    font-size: 20px;
-    font-weight: 700;
-    color: var(--text-primary);
-  }
-}
-
-.change-indicator {
-  display: flex;
-  align-items: center;
-  justify-content: center;
-  gap: 8px;
-  padding: 10px;
-  border-radius: var(--radius-md);
-  font-size: 16px;
-  font-weight: 600;
-
-  &.positive {
-    color: #67C23A;
-    background: rgba(103, 194, 58, 0.1);
-  }
-
-  &.negative {
-    color: #F56C6C;
-    background: rgba(245, 108, 108, 0.1);
-  }
-}
-
-.form-item {
-  .form-label {
-    display: block;
-    font-size: 14px;
-    font-weight: 500;
-    color: var(--text-primary);
-    margin-bottom: 10px;
-  }
-}
-
-.dialog-footer {
-  display: flex;
-  justify-content: flex-end;
-  gap: 12px;
-}
-</style>

WebUI/src/components/InstallmentDialog.vue

@@ -1,272 +0,0 @@
-<script setup lang="ts">
-import { ref, computed, watch } from 'vue'
-import { useAccountStore } from '@/stores/useAccountStore'
-import type { DebtInstallment, FinancialAccount } from '@/api/types'
-import { ElMessage } from 'element-plus'
-import zhCn from 'element-plus/es/locale/lang/zh-cn'
-
-interface Props {
-  visible: boolean
-  editInstallment?: DebtInstallment | null
-  accountId?: number | null
-}
-
-const props = withDefaults(defineProps<Props>(), {
-  editInstallment: null,
-  accountId: null
-})
-
-const emit = defineEmits<{
-  (e: 'update:visible', val: boolean): void
-}>()
-
-const store = useAccountStore()
-
-const isEdit = computed(() => !!props.editInstallment)
-const dialogTitle = computed(() => isEdit.value ? '编辑分期计划' : '新建分期计划')
-
-const form = ref({
-  account_id: null as number | null,
-  total_amount: 0,
-  total_periods: 3,
-  current_period: 1,
-  payment_day: 12,
-  payment_amount: 0,
-  start_date: '',
-  is_completed: false
-})
-
-const debtAccounts = computed(() => store.debtAccounts)
-
-watch(() => props.visible, (val) => {
-  if (val) {
-    if (props.editInstallment) {
-      const inst = props.editInstallment
-      form.value = {
-        account_id: inst.account_id,
-        total_amount: inst.total_amount,
-        total_periods: inst.total_periods,
-        current_period: inst.current_period,
-        payment_day: inst.payment_day,
-        payment_amount: inst.payment_amount,
-        start_date: inst.start_date,
-        is_completed: inst.is_completed
-      }
-    } else {
-      form.value = {
-        account_id: props.accountId || (debtAccounts.value.length > 0 ? debtAccounts.value[0].id : null),
-        total_amount: 0,
-        total_periods: 3,
-        current_period: 1,
-        payment_day: 12,
-        payment_amount: 0,
-        start_date: '',
-        is_completed: false
-      }
-    }
-  }
-})
-
-watch([() => form.value.total_amount, () => form.value.total_periods], ([amount, periods]) => {
-  if (!isEdit.value && amount > 0 && periods > 0) {
-    form.value.payment_amount = Math.round((amount / periods) * 100) / 100
-  }
-})
-
-async function handleSave() {
-  if (!form.value.account_id) {
-    ElMessage.warning('请选择关联的欠款账户~')
-    return
-  }
-  if (form.value.total_amount <= 0) {
-    ElMessage.warning('请输入分期总额~')
-    return
-  }
-  if (form.value.payment_amount <= 0) {
-    ElMessage.warning('请输入每期还款金额~')
-    return
-  }
-  if (!form.value.start_date) {
-    ElMessage.warning('请选择首次还款日期~')
-    return
-  }
-
-  const data = {
-    account_id: form.value.account_id,
-    total_amount: form.value.total_amount,
-    total_periods: form.value.total_periods,
-    current_period: form.value.current_period,
-    payment_day: form.value.payment_day,
-    payment_amount: form.value.payment_amount,
-    start_date: form.value.start_date,
-    is_completed: form.value.is_completed
-  }
-
-  if (isEdit.value && props.editInstallment) {
-    const result = await store.updateInstallment(props.editInstallment.id, data)
-    if (result) ElMessage.success('分期计划更新成功~')
-  } else {
-    const result = await store.createInstallment(data)
-    if (result) ElMessage.success('分期计划创建成功~')
-  }
-
-  emit('update:visible', false)
-}
-
-function handleClose() {
-  emit('update:visible', false)
-}
-</script>
-
-<template>
-  <el-dialog
-    :model-value="visible"
-    :title="dialogTitle"
-    width="460px"
-    @close="handleClose"
-    class="installment-dialog"
-  >
-    <div class="form-content">
-      <div class="form-item">
-        <label class="form-label">关联账户</label>
-        <el-select
-          v-model="form.account_id"
-          placeholder="选择欠款账户"
-          style="width: 100%"
-          :disabled="isEdit"
-        >
-          <el-option
-            v-for="acc in debtAccounts"
-            :key="acc.id"
-            :label="acc.name"
-            :value="acc.id"
-          />
-        </el-select>
-        <div v-if="debtAccounts.length === 0" class="form-hint" style="margin-top: 8px;">
-          暂无欠款账户，请先创建一个欠款类型的账户~
-        </div>
-      </div>
-
-      <div class="form-item">
-        <label class="form-label">分期总额</label>
-        <el-input-number
-          v-model="form.total_amount"
-          :precision="2"
-          :step="500"
-          :min="0"
-          style="width: 100%"
-        />
-      </div>
-
-      <div class="form-item form-row">
-        <div class="form-col">
-          <label class="form-label">总期数</label>
-          <el-input-number
-            v-model="form.total_periods"
-            :min="1"
-            :max="36"
-            style="width: 100%"
-          />
-        </div>
-        <div class="form-col">
-          <label class="form-label">每月还款日</label>
-          <el-input-number
-            v-model="form.payment_day"
-            :min="1"
-            :max="31"
-            style="width: 100%"
-          />
-        </div>
-      </div>
-
-      <div class="form-item">
-        <label class="form-label">每期还款金额</label>
-        <el-input-number
-          v-model="form.payment_amount"
-          :precision="2"
-          :step="100"
-          :min="0"
-          style="width: 100%"
-        />
-        <div v-if="!isEdit && form.total_amount > 0 && form.total_periods > 0" class="form-hint" style="margin-top: 8px;">
-          自动计算: {{ form.total_amount.toFixed(2) }} / {{ form.total_periods }} = {{ (form.total_amount / form.total_periods).toFixed(2) }}
-        </div>
-      </div>
-
-      <div v-if="isEdit" class="form-item">
-        <label class="form-label">当前期数（第几期待还）</label>
-        <el-input-number
-          v-model="form.current_period"
-          :min="1"
-          :max="form.total_periods"
-          style="width: 100%"
-        />
-      </div>
-
-      <div class="form-item">
-        <label class="form-label">首次还款日期</label>
-        <el-date-picker
-          v-model="form.start_date"
-          type="date"
-          :locale="zhCn"
-          placeholder="选择首次还款日期"
-          format="YYYY-MM-DD"
-          value-format="YYYY-MM-DD"
-          style="width: 100%"
-          :clearable="false"
-        />
-      </div>
-    </div>
-
-    <template #footer>
-      <div class="dialog-footer">
-        <el-button @click="handleClose">取消</el-button>
-        <el-button type="primary" @click="handleSave">
-          {{ isEdit ? '保存' : '创建' }}
-        </el-button>
-      </div>
-    </template>
-  </el-dialog>
-</template>
-
-<style scoped lang="scss">
-.form-content {
-  padding: 8px 0;
-}
-
-.form-item {
-  margin-bottom: 24px;
-
-  &:last-child {
-    margin-bottom: 0;
-  }
-
-  .form-label {
-    display: block;
-    font-size: 14px;
-    font-weight: 500;
-    color: var(--text-primary);
-    margin-bottom: 10px;
-  }
-
-  .form-hint {
-    font-size: 12px;
-    color: var(--text-secondary);
-  }
-}
-
-.form-row {
-  display: flex;
-  gap: 16px;
-
-  .form-col {
-    flex: 1;
-  }
-}
-
-.dialog-footer {
-  display: flex;
-  justify-content: flex-end;
-  gap: 12px;
-}
-</style>

WebUI/src/router/index.ts

@@ -49,12 +49,6 @@ const routes: RouteRecordRaw[] = [
     component: () => import('@/views/AnniversaryPage.vue'),
     meta: { title: '纪念日', view: 'anniversaries' }
   },
-  {
-    path: '/assets',
-    name: 'assets',
-    component: () => import('@/views/AssetPage.vue'),
-    meta: { title: '资产总览', view: 'assets' }
-  },
   {
     path: '/settings',
     name: 'settings',

WebUI/src/stores/useAccountStore.ts

@@ -1,208 +0,0 @@
-import { defineStore } from 'pinia'
-import { ref, computed } from 'vue'
-import { accountApi } from '@/api/accounts'
-import type {
-  FinancialAccount, AccountFormData, BalanceUpdateData,
-  AccountHistoryRecord, DebtInstallment, DebtInstallmentFormData
-} from '@/api/types'
-
-export const useAccountStore = defineStore('account', () => {
-  const accounts = ref<FinancialAccount[]>([])
-  const installments = ref<DebtInstallment[]>([])
-  const loading = ref(false)
-
-  const savingsAccounts = computed(() =>
-    accounts.value.filter(a => a.account_type === 'savings' && a.is_active)
-  )
-
-  const debtAccounts = computed(() =>
-    accounts.value.filter(a => a.account_type === 'debt' && a.is_active)
-  )
-
-  const totalSavings = computed(() =>
-    savingsAccounts.value.reduce((sum, a) => sum + a.balance, 0)
-  )
-
-  const totalDebt = computed(() =>
-    debtAccounts.value.reduce((sum, a) => sum + a.balance, 0)
-  )
-
-  const netAssets = computed(() => totalSavings.value - totalDebt.value)
-
-  const activeInstallments = computed(() =>
-    installments.value.filter(i => !i.is_completed && i.days_until_payment !== null)
-  )
-
-  const upcomingPayments = computed(() =>
-    activeInstallments.value
-      .filter(i => i.days_until_payment! >= 0)
-      .sort((a, b) => a.days_until_payment! - b.days_until_payment!)
-  )
-
-  // ============ 账户操作 ============
-
-  async function fetchAccounts() {
-    loading.value = true
-    try {
-      accounts.value = await accountApi.getAccounts()
-    } catch (error) {
-      console.error('获取账户列表失败:', error)
-    } finally {
-      loading.value = false
-    }
-  }
-
-  async function createAccount(data: AccountFormData): Promise<FinancialAccount | null> {
-    try {
-      const account = await accountApi.createAccount(data)
-      accounts.value.push(account)
-      return account
-    } catch (error) {
-      console.error('创建账户失败:', error)
-      return null
-    }
-  }
-
-  async function updateAccount(id: number, data: Partial<AccountFormData>): Promise<FinancialAccount | null> {
-    try {
-      const updated = await accountApi.updateAccount(id, data)
-      const index = accounts.value.findIndex(a => a.id === id)
-      if (index !== -1) {
-        accounts.value[index] = updated
-      }
-      return updated
-    } catch (error) {
-      console.error('更新账户失败:', error)
-      return null
-    }
-  }
-
-  async function deleteAccount(id: number): Promise<boolean> {
-    try {
-      await accountApi.deleteAccount(id)
-      accounts.value = accounts.value.filter(a => a.id !== id)
-      return true
-    } catch (error) {
-      console.error('删除账户失败:', error)
-      return false
-    }
-  }
-
-  async function updateBalance(id: number, data: BalanceUpdateData): Promise<FinancialAccount | null> {
-    try {
-      const updated = await accountApi.updateBalance(id, data)
-      const index = accounts.value.findIndex(a => a.id === id)
-      if (index !== -1) {
-        accounts.value[index] = updated
-      }
-      return updated
-    } catch (error) {
-      console.error('更新余额失败:', error)
-      return null
-    }
-  }
-
-  async function fetchHistory(id: number, page = 1, pageSize = 20): Promise<AccountHistoryResponse> {
-    try {
-      return await accountApi.getHistory(id, { page, page_size: pageSize })
-    } catch (error) {
-      console.error('获取变更历史失败:', error)
-      return { total: 0, page: 1, page_size: pageSize, records: [] }
-    }
-  }
-
-  // ============ 分期计划操作 ============
-
-  async function fetchInstallments() {
-    try {
-      installments.value = await accountApi.getInstallments()
-    } catch (error) {
-      console.error('获取分期计划失败:', error)
-    }
-  }
-
-  async function createInstallment(data: DebtInstallmentFormData): Promise<DebtInstallment | null> {
-    try {
-      const inst = await accountApi.createInstallment(data)
-      installments.value.push(inst)
-      installments.value.sort((a, b) => {
-        const aActive = !a.is_completed && a.days_until_payment !== null ? 0 : 1
-        const bActive = !b.is_completed && b.days_until_payment !== null ? 0 : 1
-        if (aActive !== bActive) return aActive - bActive
-        return (a.days_until_payment ?? 9999) - (b.days_until_payment ?? 9999)
-      })
-      return inst
-    } catch (error) {
-      console.error('创建分期计划失败:', error)
-      return null
-    }
-  }
-
-  async function updateInstallment(id: number, data: Partial<DebtInstallmentFormData>): Promise<DebtInstallment | null> {
-    try {
-      const updated = await accountApi.updateInstallment(id, data)
-      const index = installments.value.findIndex(i => i.id === id)
-      if (index !== -1) {
-        installments.value[index] = updated
-      }
-      return updated
-    } catch (error) {
-      console.error('更新分期计划失败:', error)
-      return null
-    }
-  }
-
-  async function deleteInstallment(id: number): Promise<boolean> {
-    try {
-      await accountApi.deleteInstallment(id)
-      installments.value = installments.value.filter(i => i.id !== id)
-      return true
-    } catch (error) {
-      console.error('删除分期计划失败:', error)
-      return false
-    }
-  }
-
-  async function payInstallment(id: number): Promise<DebtInstallment | null> {
-    try {
-      const updated = await accountApi.payInstallment(id)
-      const index = installments.value.findIndex(i => i.id === id)
-      if (index !== -1) {
-        installments.value[index] = updated
-      }
-      return updated
-    } catch (error) {
-      console.error('标记还款失败:', error)
-      return null
-    }
-  }
-
-  async function init() {
-    await Promise.all([fetchAccounts(), fetchInstallments()])
-  }
-
-  return {
-    accounts,
-    installments,
-    loading,
-    savingsAccounts,
-    debtAccounts,
-    totalSavings,
-    totalDebt,
-    netAssets,
-    activeInstallments,
-    upcomingPayments,
-    fetchAccounts,
-    createAccount,
-    updateAccount,
-    deleteAccount,
-    updateBalance,
-    fetchHistory,
-    fetchInstallments,
-    createInstallment,
-    updateInstallment,
-    deleteInstallment,
-    payInstallment,
-    init,
-  }
-})

WebUI/src/stores/useUIStore.ts

@@ -12,7 +12,7 @@ export const useUIStore = defineStore('ui', () => {
   const editingCategory = ref<Category | null>(null)
   const sidebarCollapsed = ref(false)
   const globalLoading = ref(false)
-  const currentView = ref<'list' | 'calendar' | 'quadrant' | 'profile' | 'settings' | 'habits' | 'anniversaries' | 'assets'>('list')
+  const currentView = ref<'list' | 'calendar' | 'quadrant' | 'profile' | 'settings' | 'habits' | 'anniversaries'>('list')
   const calendarMode = ref<'week' | 'monthly'>('monthly')
 
   function openTaskDialog(task?: Task) {
@@ -43,7 +43,7 @@ export const useUIStore = defineStore('ui', () => {
     globalLoading.value = loading
   }
 
-  function setCurrentView(view: 'list' | 'calendar' | 'quadrant' | 'profile' | 'settings' | 'habits' | 'anniversaries' | 'assets') {
+  function setCurrentView(view: 'list' | 'calendar' | 'quadrant' | 'profile' | 'settings' | 'habits' | 'anniversaries') {
     currentView.value = view
   }
 

api/app/database.py

@@ -59,7 +59,7 @@ def init_db():
     """初始化数据库表，自动补充新增的列"""
     # 导入所有模型，确保 Base.metadata 包含全部表定义
     from app.models import (  # noqa: F401
-        task, category, tag, user_settings, habit, anniversary, account,
+        task, category, tag, user_settings, habit, anniversary,
     )
     Base.metadata.create_all(bind=engine)
 

api/app/models/__init__.py

@@ -4,11 +4,9 @@ from app.models.tag import Tag, task_tags
 from app.models.user_settings import UserSettings
 from app.models.habit import HabitGroup, Habit, HabitCheckin
 from app.models.anniversary import AnniversaryCategory, Anniversary
-from app.models.account import FinancialAccount, AccountHistory, DebtInstallment
 
 __all__ = [
     "Task", "Category", "Tag", "task_tags", "UserSettings",
     "HabitGroup", "Habit", "HabitCheckin",
     "AnniversaryCategory", "Anniversary",
-    "FinancialAccount", "AccountHistory", "DebtInstallment",
 ]

api/app/models/account.py

@@ -1,61 +0,0 @@
-from sqlalchemy import Column, Integer, String, Text, Boolean, Float, DateTime, ForeignKey, Date
-from sqlalchemy.orm import relationship
-from app.database import Base
-from app.utils.datetime import utcnow
-
-
-class FinancialAccount(Base):
-    """财务账户模型"""
-    __tablename__ = "financial_accounts"
-
-    id = Column(Integer, primary_key=True, index=True)
-    name = Column(String(100), nullable=False)
-    account_type = Column(String(20), nullable=False, default="savings")  # savings / debt
-    balance = Column(Float, default=0.0)
-    icon = Column(String(50), default="wallet")
-    color = Column(String(20), default="#FFB7C5")
-    sort_order = Column(Integer, default=0)
-    is_active = Column(Boolean, default=True)
-    description = Column(Text, nullable=True)
-    created_at = Column(DateTime, default=utcnow)
-    updated_at = Column(DateTime, default=utcnow, onupdate=utcnow)
-
-    # 关联关系
-    history_records = relationship("AccountHistory", back_populates="account", cascade="all, delete-orphan")
-    debt_installments = relationship("DebtInstallment", back_populates="account", cascade="all, delete-orphan")
-
-
-class AccountHistory(Base):
-    """余额变更历史"""
-    __tablename__ = "account_history"
-
-    id = Column(Integer, primary_key=True, index=True)
-    account_id = Column(Integer, ForeignKey("financial_accounts.id"), nullable=False)
-    change_amount = Column(Float, nullable=False)
-    balance_before = Column(Float, nullable=False)
-    balance_after = Column(Float, nullable=False)
-    note = Column(String(200), nullable=True)
-    created_at = Column(DateTime, default=utcnow)
-
-    # 关联关系
-    account = relationship("FinancialAccount", back_populates="history_records")
-
-
-class DebtInstallment(Base):
-    """分期还款计划"""
-    __tablename__ = "debt_installments"
-
-    id = Column(Integer, primary_key=True, index=True)
-    account_id = Column(Integer, ForeignKey("financial_accounts.id"), nullable=False)
-    total_amount = Column(Float, nullable=False)
-    total_periods = Column(Integer, nullable=False)
-    current_period = Column(Integer, nullable=False, default=1)  # 1-based, 指向下一期待还
-    payment_day = Column(Integer, nullable=False)  # 每月还款日 1-31
-    payment_amount = Column(Float, nullable=False)
-    start_date = Column(Date, nullable=False)
-    is_completed = Column(Boolean, default=False)
-    created_at = Column(DateTime, default=utcnow)
-    updated_at = Column(DateTime, default=utcnow, onupdate=utcnow)
-
-    # 关联关系
-    account = relationship("FinancialAccount", back_populates="debt_installments")

api/app/routers/__init__.py

@@ -1,5 +1,5 @@
 from fastapi import APIRouter
-from app.routers import tasks, categories, tags, user_settings, habits, anniversaries, accounts, auth
+from app.routers import tasks, categories, tags, user_settings, habits, anniversaries, auth
 
 api_router = APIRouter()
 
@@ -10,4 +10,3 @@ api_router.include_router(tags.router)
 api_router.include_router(user_settings.router)
 api_router.include_router(habits.router)
 api_router.include_router(anniversaries.router)
-api_router.include_router(accounts.router)

api/app/routers/accounts.py

@@ -1,490 +0,0 @@
-from fastapi import APIRouter, Depends, HTTPException, Query
-from sqlalchemy.orm import Session
-from typing import Optional, List
-from datetime import date
-from calendar import monthrange
-
-from app.database import get_db
-from app.models.account import FinancialAccount, AccountHistory, DebtInstallment
-from app.schemas.account import (
-    AccountCreate, AccountUpdate, AccountResponse, BalanceUpdateRequest,
-    AccountHistoryResponse, AccountListItemResponse, PaginatedAccountHistoryResponse,
-    DebtInstallmentCreate, DebtInstallmentUpdate, DebtInstallmentResponse,
-)
-from app.schemas.common import DeleteResponse
-from app.utils.crud import get_or_404
-from app.utils.datetime import utcnow
-from app.utils.logger import logger
-
-router = APIRouter(prefix="/api", tags=["资产"])
-
-
-def compute_installment_info(installment: DebtInstallment, today: date) -> dict:
-    """计算分期计划的下次还款日期、距今天数、剩余期数"""
-    if installment.is_completed:
-        return {
-            "next_payment_date": None,
-            "days_until_payment": None,
-            "remaining_periods": 0,
-        }
-
-    remaining = installment.total_periods - installment.current_period + 1
-    if remaining <= 0:
-        return {
-            "next_payment_date": None,
-            "days_until_payment": None,
-            "remaining_periods": 0,
-        }
-
-    # 根据 start_date 和 payment_day 计算下一还款日期
-    payment_day = installment.payment_day
-    start_year = installment.start_date.year
-    start_month = installment.start_date.month
-
-    # 计算当前应还的期数对应的月份
-    period_index = installment.current_period - 1
-    next_month_year = start_year * 12 + (start_month - 1) + period_index
-    next_year = next_month_year // 12
-    next_month = next_month_year % 12 + 1
-
-    # 处理 payment_day 超出当月天数的情况
-    max_day = monthrange(next_year, next_month)[1]
-    actual_day = min(payment_day, max_day)
-    next_payment_date = date(next_year, next_month, actual_day)
-
-    # 如果计算出的日期在 start_date 之前（边界情况），使用 start_date
-    if next_payment_date < installment.start_date:
-        next_payment_date = installment.start_date
-
-    days_until = (next_payment_date - today).days
-
-    return {
-        "next_payment_date": next_payment_date,
-        "days_until_payment": days_until,
-        "remaining_periods": remaining,
-    }
-
-
-# ============ 财务账户 API ============
-
-@router.get("/accounts", response_model=List[AccountListItemResponse])
-def get_accounts(db: Session = Depends(get_db)):
-    """获取所有账户列表"""
-    try:
-        accounts = db.query(FinancialAccount).order_by(
-            FinancialAccount.sort_order.asc(),
-            FinancialAccount.id.asc()
-        ).all()
-
-        result = []
-        for acc in accounts:
-            data = {
-                "id": acc.id,
-                "name": acc.name,
-                "account_type": acc.account_type,
-                "balance": acc.balance,
-                "icon": acc.icon,
-                "color": acc.color,
-                "sort_order": acc.sort_order,
-                "is_active": acc.is_active,
-                "description": acc.description,
-                "created_at": acc.created_at,
-                "updated_at": acc.updated_at,
-            }
-
-            # 附加分期计划摘要（欠款账户）
-            if acc.account_type == "debt":
-                installments = db.query(DebtInstallment).filter(
-                    DebtInstallment.account_id == acc.id,
-                    DebtInstallment.is_completed == False
-                ).all()
-                today = date.today()
-                active_installments = []
-                for inst in installments:
-                    info = compute_installment_info(inst, today)
-                    active_installments.append(info)
-                data["installments"] = active_installments
-            else:
-                data["installments"] = []
-
-            result.append(data)
-
-        logger.info(f"获取账户列表成功，总数: {len(result)}")
-        return result
-    except Exception as e:
-        logger.error(f"获取账户列表失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="获取账户列表失败")
-
-
-@router.post("/accounts", response_model=AccountResponse, status_code=201)
-def create_account(data: AccountCreate, db: Session = Depends(get_db)):
-    """创建账户"""
-    try:
-        account = FinancialAccount(
-            name=data.name,
-            account_type=data.account_type,
-            balance=data.balance,
-            icon=data.icon,
-            color=data.color,
-            sort_order=data.sort_order,
-            is_active=data.is_active,
-            description=data.description,
-        )
-        db.add(account)
-        db.commit()
-        db.refresh(account)
-        logger.info(f"创建账户成功: id={account.id}, name={account.name}")
-        return account
-    except Exception as e:
-        db.rollback()
-        logger.error(f"创建账户失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="创建账户失败")
-
-
-@router.get("/accounts/{account_id}", response_model=AccountResponse)
-def get_account(account_id: int, db: Session = Depends(get_db)):
-    """获取单个账户"""
-    try:
-        account = get_or_404(db, FinancialAccount, account_id, "账户")
-        return account
-    except HTTPException:
-        raise
-    except Exception as e:
-        logger.error(f"获取账户失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="获取账户失败")
-
-
-@router.put("/accounts/{account_id}", response_model=AccountResponse)
-def update_account(account_id: int, data: AccountUpdate, db: Session = Depends(get_db)):
-    """更新账户基本信息"""
-    try:
-        account = get_or_404(db, FinancialAccount, account_id, "账户")
-        update_data = data.model_dump(exclude_unset=True)
-
-        # 不允许通过此接口修改余额（使用专门的余额更新接口）
-        if "balance" in update_data:
-            del update_data["balance"]
-
-        for field, value in update_data.items():
-            setattr(account, field, value)
-
-        account.updated_at = utcnow()
-        db.commit()
-        db.refresh(account)
-        logger.info(f"更新账户成功: id={account_id}")
-        return account
-    except HTTPException:
-        raise
-    except Exception as e:
-        db.rollback()
-        logger.error(f"更新账户失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="更新账户失败")
-
-
-@router.delete("/accounts/{account_id}")
-def delete_account(account_id: int, db: Session = Depends(get_db)):
-    """删除账户（级联删除历史记录和分期计划）"""
-    try:
-        account = get_or_404(db, FinancialAccount, account_id, "账户")
-        db.delete(account)
-        db.commit()
-        logger.info(f"删除账户成功: id={account_id}")
-        return DeleteResponse(message="账户删除成功")
-    except HTTPException:
-        raise
-    except Exception as e:
-        db.rollback()
-        logger.error(f"删除账户失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="删除账户失败")
-
-
-@router.post("/accounts/{account_id}/balance", response_model=AccountResponse)
-def update_balance(account_id: int, data: BalanceUpdateRequest, db: Session = Depends(get_db)):
-    """更新账户余额（自动记录变更历史）"""
-    try:
-        account = get_or_404(db, FinancialAccount, account_id, "账户")
-        old_balance = account.balance
-        new_balance = data.new_balance
-        change_amount = round(new_balance - old_balance, 2)
-
-        # 创建历史记录
-        history = AccountHistory(
-            account_id=account_id,
-            change_amount=change_amount,
-            balance_before=old_balance,
-            balance_after=new_balance,
-            note=data.note,
-        )
-        db.add(history)
-
-        # 更新余额
-        account.balance = new_balance
-        account.updated_at = utcnow()
-        db.commit()
-        db.refresh(account)
-        logger.info(f"更新余额成功: account_id={account_id}, {old_balance} -> {new_balance}")
-        return account
-    except HTTPException:
-        raise
-    except Exception as e:
-        db.rollback()
-        logger.error(f"更新余额失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="更新余额失败")
-
-
-@router.get("/accounts/{account_id}/history", response_model=PaginatedAccountHistoryResponse)
-def get_account_history(
-    account_id: int,
-    page: int = Query(1, ge=1),
-    page_size: int = Query(20, ge=1, le=100),
-    db: Session = Depends(get_db)):
-    """获取账户变更历史"""
-    try:
-        account = get_or_404(db, FinancialAccount, account_id, "账户")
-
-        total = db.query(AccountHistory).filter(
-            AccountHistory.account_id == account_id
-        ).count()
-
-        records = db.query(AccountHistory).filter(
-            AccountHistory.account_id == account_id
-        ).order_by(
-            AccountHistory.created_at.desc()
-        ).offset((page - 1) * page_size).limit(page_size).all()
-
-        logger.info(f"获取账户历史成功: account_id={account_id}, total={total}")
-        return {
-            "total": total,
-            "page": page,
-            "page_size": page_size,
-            "records": records,
-        }
-    except HTTPException:
-        raise
-    except Exception as e:
-        logger.error(f"获取账户历史失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="获取账户历史失败")
-
-
-# ============ 分期还款计划 API ============
-
-@router.get("/debt-installments", response_model=List[DebtInstallmentResponse])
-def get_installments(db: Session = Depends(get_db)):
-    """获取所有分期计划（含下次还款计算）"""
-    try:
-        installments = db.query(DebtInstallment).order_by(
-            DebtInstallment.is_completed.asc(),
-            DebtInstallment.id.asc()
-        ).all()
-
-        today = date.today()
-        result = []
-        for inst in installments:
-            info = compute_installment_info(inst, today)
-            data = {
-                "id": inst.id,
-                "account_id": inst.account_id,
-                "total_amount": inst.total_amount,
-                "total_periods": inst.total_periods,
-                "current_period": inst.current_period,
-                "payment_day": inst.payment_day,
-                "payment_amount": inst.payment_amount,
-                "start_date": inst.start_date,
-                "is_completed": inst.is_completed,
-                "created_at": inst.created_at,
-                "updated_at": inst.updated_at,
-                **info,
-            }
-
-            if inst.account:
-                data["account_name"] = inst.account.name
-                data["account_icon"] = inst.account.icon
-                data["account_color"] = inst.account.color
-
-            result.append(data)
-
-        # 排序：未完成且临近的排前面
-        result.sort(key=lambda x: (
-            0 if not x["is_completed"] and x["days_until_payment"] is not None else 1,
-            0 if not x["is_completed"] else 1,
-            x["days_until_payment"] if x["days_until_payment"] is not None else 9999,
-        ))
-
-        logger.info(f"获取分期计划列表成功，总数: {len(result)}")
-        return result
-    except Exception as e:
-        logger.error(f"获取分期计划列表失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="获取分期计划列表失败")
-
-
-@router.post("/debt-installments", response_model=DebtInstallmentResponse, status_code=201)
-def create_installment(data: DebtInstallmentCreate, db: Session = Depends(get_db)):
-    """创建分期计划"""
-    try:
-        # 验证关联账户存在且为欠款类型
-        account = get_or_404(db, FinancialAccount, data.account_id, "账户")
-        if account.account_type != "debt":
-            raise HTTPException(status_code=400, detail="分期计划只能关联欠款类型的账户")
-
-        installment = DebtInstallment(
-            account_id=data.account_id,
-            total_amount=data.total_amount,
-            total_periods=data.total_periods,
-            current_period=data.current_period,
-            payment_day=data.payment_day,
-            payment_amount=data.payment_amount,
-            start_date=data.start_date,
-            is_completed=data.is_completed,
-        )
-        db.add(installment)
-        db.commit()
-        db.refresh(installment)
-
-        # 返回含计算字段的响应
-        today = date.today()
-        info = compute_installment_info(installment, today)
-
-        logger.info(f"创建分期计划成功: id={installment.id}")
-        return DebtInstallmentResponse(
-            id=installment.id,
-            account_id=installment.account_id,
-            total_amount=installment.total_amount,
-            total_periods=installment.total_periods,
-            current_period=installment.current_period,
-            payment_day=installment.payment_day,
-            payment_amount=installment.payment_amount,
-            start_date=installment.start_date,
-            is_completed=installment.is_completed,
-            created_at=installment.created_at,
-            updated_at=installment.updated_at,
-            **info,
-            account_name=account.name,
-            account_icon=account.icon,
-            account_color=account.color,
-        )
-    except HTTPException:
-        raise
-    except Exception as e:
-        db.rollback()
-        logger.error(f"创建分期计划失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="创建分期计划失败")
-
-
-@router.put("/debt-installments/{installment_id}", response_model=DebtInstallmentResponse)
-def update_installment(installment_id: int, data: DebtInstallmentUpdate, db: Session = Depends(get_db)):
-    """更新分期计划"""
-    try:
-        installment = get_or_404(db, DebtInstallment, installment_id, "分期计划")
-        update_data = data.model_dump(exclude_unset=True)
-
-        if "account_id" in update_data:
-            account = get_or_404(db, FinancialAccount, update_data["account_id"], "账户")
-            if account.account_type != "debt":
-                raise HTTPException(status_code=400, detail="分期计划只能关联欠款类型的账户")
-
-        for field, value in update_data.items():
-            setattr(installment, field, value)
-
-        installment.updated_at = utcnow()
-        db.commit()
-        db.refresh(installment)
-
-        today = date.today()
-        info = compute_installment_info(installment, today)
-
-        result = DebtInstallmentResponse(
-            id=installment.id,
-            account_id=installment.account_id,
-            total_amount=installment.total_amount,
-            total_periods=installment.total_periods,
-            current_period=installment.current_period,
-            payment_day=installment.payment_day,
-            payment_amount=installment.payment_amount,
-            start_date=installment.start_date,
-            is_completed=installment.is_completed,
-            created_at=installment.created_at,
-            updated_at=installment.updated_at,
-            **info,
-        )
-        if installment.account:
-            result.account_name = installment.account.name
-            result.account_icon = installment.account.icon
-            result.account_color = installment.account.color
-
-        logger.info(f"更新分期计划成功: id={installment_id}")
-        return result
-    except HTTPException:
-        raise
-    except Exception as e:
-        db.rollback()
-        logger.error(f"更新分期计划失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="更新分期计划失败")
-
-
-@router.delete("/debt-installments/{installment_id}")
-def delete_installment(installment_id: int, db: Session = Depends(get_db)):
-    """删除分期计划"""
-    try:
-        installment = get_or_404(db, DebtInstallment, installment_id, "分期计划")
-        db.delete(installment)
-        db.commit()
-        logger.info(f"删除分期计划成功: id={installment_id}")
-        return DeleteResponse(message="分期计划删除成功")
-    except HTTPException:
-        raise
-    except Exception as e:
-        db.rollback()
-        logger.error(f"删除分期计划失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="删除分期计划失败")
-
-
-@router.patch("/debt-installments/{installment_id}/pay")
-def pay_installment(installment_id: int, db: Session = Depends(get_db)):
-    """标记已还一期"""
-    try:
-        installment = get_or_404(db, DebtInstallment, installment_id, "分期计划")
-
-        if installment.is_completed:
-            raise HTTPException(status_code=400, detail="该分期计划已全部还清")
-
-        installment.current_period += 1
-
-        # 检查是否已全部还清
-        if installment.current_period > installment.total_periods:
-            installment.is_completed = True
-            installment.current_period = installment.total_periods
-
-        installment.updated_at = utcnow()
-        db.commit()
-        db.refresh(installment)
-
-        today = date.today()
-        info = compute_installment_info(installment, today)
-
-        result = DebtInstallmentResponse(
-            id=installment.id,
-            account_id=installment.account_id,
-            total_amount=installment.total_amount,
-            total_periods=installment.total_periods,
-            current_period=installment.current_period,
-            payment_day=installment.payment_day,
-            payment_amount=installment.payment_amount,
-            start_date=installment.start_date,
-            is_completed=installment.is_completed,
-            created_at=installment.created_at,
-            updated_at=installment.updated_at,
-            **info,
-        )
-        if installment.account:
-            result.account_name = installment.account.name
-            result.account_icon = installment.account.icon
-            result.account_color = installment.account.color
-
-        logger.info(f"分期还款成功: id={installment_id}, current_period={installment.current_period}")
-        return result
-    except HTTPException:
-        raise
-    except Exception as e:
-        db.rollback()
-        logger.error(f"分期还款失败: {str(e)}")
-        raise HTTPException(status_code=500, detail="分期还款失败")

api/app/schemas/account.py

@@ -1,141 +0,0 @@
-from pydantic import BaseModel, Field
-from datetime import date, datetime
-from typing import Optional, List
-
-
-# ============ 财务账户 Schema ============
-
-class AccountBase(BaseModel):
-    """账户基础模型"""
-    name: str = Field(..., min_length=1, max_length=100)
-    account_type: str = Field(default="savings", pattern="^(savings|debt)$")
-    balance: float = Field(default=0.0)
-    icon: str = Field(default="wallet", max_length=50)
-    color: str = Field(default="#FFB7C5", max_length=20)
-    sort_order: int = Field(default=0)
-    is_active: bool = Field(default=True)
-    description: Optional[str] = None
-
-
-class AccountCreate(AccountBase):
-    """创建账户请求模型"""
-    pass
-
-
-class AccountUpdate(BaseModel):
-    """更新账户请求模型"""
-    name: Optional[str] = Field(None, max_length=100)
-    account_type: Optional[str] = Field(None, pattern="^(savings|debt)$")
-    balance: Optional[float] = None
-    icon: Optional[str] = Field(None, max_length=50)
-    color: Optional[str] = Field(None, max_length=20)
-    sort_order: Optional[int] = None
-    is_active: Optional[bool] = None
-    description: Optional[str] = None
-
-
-class AccountResponse(AccountBase):
-    """账户响应模型"""
-    id: int
-    created_at: datetime
-    updated_at: datetime
-
-    class Config:
-        from_attributes = True
-
-
-class AccountListItemResponse(BaseModel):
-    """账户列表项响应模型（含分期摘要）"""
-    id: int
-    name: str
-    account_type: str
-    balance: float
-    icon: str
-    color: str
-    sort_order: int
-    is_active: bool
-    description: Optional[str] = None
-    created_at: datetime
-    updated_at: datetime
-    installments: List[dict] = []
-
-
-class BalanceUpdateRequest(BaseModel):
-    """更新余额请求模型"""
-    new_balance: float
-    note: Optional[str] = Field(None, max_length=200)
-
-
-# ============ 账户变更历史 Schema ============
-
-class AccountHistoryResponse(BaseModel):
-    """变更历史响应模型"""
-    id: int
-    account_id: int
-    change_amount: float
-    balance_before: float
-    balance_after: float
-    note: Optional[str] = None
-    created_at: datetime
-
-    class Config:
-        from_attributes = True
-
-
-class PaginatedAccountHistoryResponse(BaseModel):
-    """分页账户变更历史响应模型"""
-    total: int
-    page: int
-    page_size: int
-    records: List[AccountHistoryResponse] = []
-
-
-# ============ 分期还款计划 Schema ============
-
-class DebtInstallmentBase(BaseModel):
-    """分期计划基础模型"""
-    account_id: int
-    total_amount: float
-    total_periods: int = Field(..., ge=1)
-    current_period: int = Field(default=1, ge=1)
-    payment_day: int = Field(..., ge=1, le=31)
-    payment_amount: float = Field(..., gt=0)
-    start_date: date
-    is_completed: bool = Field(default=False)
-
-
-class DebtInstallmentCreate(DebtInstallmentBase):
-    """创建分期计划请求模型"""
-    pass
-
-
-class DebtInstallmentUpdate(BaseModel):
-    """更新分期计划请求模型"""
-    account_id: Optional[int] = None
-    total_amount: Optional[float] = None
-    total_periods: Optional[int] = Field(None, ge=1)
-    current_period: Optional[int] = Field(None, ge=1)
-    payment_day: Optional[int] = Field(None, ge=1, le=31)
-    payment_amount: Optional[float] = Field(None, gt=0)
-    start_date: Optional[date] = None
-    is_completed: Optional[bool] = None
-
-
-class DebtInstallmentResponse(DebtInstallmentBase):
-    """分期计划响应模型（含计算字段）"""
-    id: int
-    created_at: datetime
-    updated_at: datetime
-
-    # 计算字段
-    next_payment_date: Optional[date] = None
-    days_until_payment: Optional[int] = None
-    remaining_periods: Optional[int] = None
-
-    # 关联账户信息
-    account_name: Optional[str] = None
-    account_icon: Optional[str] = None
-    account_color: Optional[str] = None
-
-    class Config:
-        from_attributes = True

tests/test_accounts.py

@@ -1,618 +0,0 @@
-"""
-资产总览功能 - 全面测试脚本
-测试覆盖：账户 CRUD、余额更新、变更历史、分期计划 CRUD、还款操作
-"""
-import requests
-import sys
-from datetime import date
-
-BASE_URL = "http://localhost:23994/api"
-
-passed = 0
-failed = 0
-errors = []
-
-
-def test(name, condition, detail=""):
-    global passed, failed
-    if condition:
-        passed += 1
-        print(f"  [PASS] {name}")
-    else:
-        failed += 1
-        errors.append(name)
-        print(f"  [FAIL] {name} {detail}")
-
-
-def section(title):
-    print(f"\n{'='*60}")
-    print(f"  {title}")
-    print(f"{'='*60}")
-
-
-# ============================================================
-section("1. 账户 CRUD 测试")
-# ============================================================
-
-# 1.1 创建存款账户 - 微信
-print("\n--- 创建存款账户 ---")
-r = requests.post(f"{BASE_URL}/accounts", json={
-    "name": "微信",
-    "account_type": "savings",
-    "balance": 5800.50,
-    "icon": "wechat",
-    "color": "#67C23A",
-    "is_active": True,
-    "description": "日常零钱"
-})
-test("创建微信账户", r.status_code == 201, f"status={r.status_code}")
-wechat = r.json()
-test("微信账户ID存在", wechat.get("id") is not None)
-test("微信余额正确", wechat.get("balance") == 5800.50)
-test("微信类型正确", wechat.get("account_type") == "savings")
-wechat_id = wechat["id"]
-
-# 1.2 创建存款账户 - 支付宝
-r = requests.post(f"{BASE_URL}/accounts", json={
-    "name": "支付宝",
-    "account_type": "savings",
-    "balance": 12300.00,
-    "icon": "alipay",
-    "color": "#1677FF",
-    "is_active": True,
-    "description": "工资卡"
-})
-test("创建支付宝账户", r.status_code == 201, f"status={r.status_code}")
-alipay = r.json()
-alipay_id = alipay["id"]
-
-# 1.3 创建存款账户 - 银行卡
-r = requests.post(f"{BASE_URL}/accounts", json={
-    "name": "招商银行",
-    "account_type": "savings",
-    "balance": 45600.00,
-    "icon": "bank",
-    "color": "#FF6B6B",
-    "is_active": True
-})
-test("创建招商银行账户", r.status_code == 201, f"status={r.status_code}")
-bank = r.json()
-bank_id = bank["id"]
-
-# 1.4 创建欠款账户 - 花呗
-r = requests.post(f"{BASE_URL}/accounts", json={
-    "name": "花呗",
-    "account_type": "debt",
-    "balance": 3000.00,
-    "icon": "credit-card",
-    "color": "#FFB347",
-    "is_active": True,
-    "description": "分3期，每月12号还"
-})
-test("创建花呗账户", r.status_code == 201, f"status={r.status_code}")
-huabei = r.json()
-huabei_id = huabei["id"]
-
-# 1.5 创建欠款账户 - 白条
-r = requests.post(f"{BASE_URL}/accounts", json={
-    "name": "白条",
-    "account_type": "debt",
-    "balance": 2000.00,
-    "icon": "ticket",
-    "color": "#E6A23C",
-    "is_active": True,
-    "description": "分6期，每月15号还"
-})
-test("创建白条账户", r.status_code == 201, f"status={r.status_code}")
-baitiao = r.json()
-baitiao_id = baitiao["id"]
-
-# 1.6 创建一个已禁用的账户
-r = requests.post(f"{BASE_URL}/accounts", json={
-    "name": "已注销信用卡",
-    "account_type": "debt",
-    "balance": 0,
-    "icon": "credit-card",
-    "color": "#909399",
-    "is_active": False,
-    "description": "测试禁用状态"
-})
-test("创建已禁用账户", r.status_code == 201)
-disabled_id = r.json()["id"]
-
-
-# ============================================================
-section("2. 获取账户列表测试")
-# ============================================================
-
-print("\n--- 获取所有账户 ---")
-r = requests.get(f"{BASE_URL}/accounts")
-test("获取账户列表 200", r.status_code == 200, f"status={r.status_code}")
-accounts = r.json()
-test("账户总数正确", len(accounts) >= 5, f"实际数量: {len(accounts)}")
-
-savings = [a for a in accounts if a["account_type"] == "savings" and a["is_active"]]
-debt = [a for a in accounts if a["account_type"] == "debt" and a["is_active"]]
-test("活跃存款账户数量", len(savings) == 3, f"实际: {len(savings)}")
-test("活跃欠款账户数量", len(debt) == 2, f"实际: {len(debt)}")
-
-# 2.1 获取单个账户
-print("\n--- 获取单个账户 ---")
-r = requests.get(f"{BASE_URL}/accounts/{wechat_id}")
-test("获取单个微信账户 200", r.status_code == 200)
-test("账户名称正确", r.json().get("name") == "微信")
-
-# 2.2 获取不存在的账户
-r = requests.get(f"{BASE_URL}/accounts/99999")
-test("获取不存在账户 404", r.status_code == 404, f"status={r.status_code}")
-
-
-# ============================================================
-section("3. 更新账户测试")
-# ============================================================
-
-print("\n--- 更新账户信息 ---")
-r = requests.put(f"{BASE_URL}/accounts/{wechat_id}", json={
-    "description": "日常零钱+红包"
-})
-test("更新微信描述 200", r.status_code == 200, f"status={r.status_code}")
-test("描述更新成功", r.json().get("description") == "日常零钱+红包")
-
-# 3.1 确认 balance 字段被忽略
-r = requests.put(f"{BASE_URL}/accounts/{wechat_id}", json={
-    "balance": 99999  # 应该被忽略
-})
-test("更新忽略 balance", r.json().get("balance") == 5800.50,
-     f"余额不应被修改, 实际: {r.json().get('balance')}")
-
-
-# ============================================================
-section("4. 余额更新与变更历史测试")
-# ============================================================
-
-print("\n--- 更新微信余额 ---")
-r = requests.post(f"{BASE_URL}/accounts/{wechat_id}/balance", json={
-    "new_balance": 6800.50,
-    "note": "收到红包"
-})
-test("更新微信余额 200", r.status_code == 200, f"status={r.status_code}")
-test("微信余额更新成功", r.json().get("balance") == 6800.50)
-
-print("\n--- 再次更新微信余额 ---")
-r = requests.post(f"{BASE_URL}/accounts/{wechat_id}/balance", json={
-    "new_balance": 5300.50,
-    "note": "日常消费"
-})
-test("微信消费后余额", r.json().get("balance") == 5300.50)
-
-print("\n--- 更新支付宝余额 ---")
-r = requests.post(f"{BASE_URL}/accounts/{alipay_id}/balance", json={
-    "new_balance": 15300.00,
-    "note": "工资到账"
-})
-test("支付宝工资到账 200", r.status_code == 200)
-test("支付宝余额正确", r.json().get("balance") == 15300.00)
-
-print("\n--- 更新招商银行余额 ---")
-r = requests.post(f"{BASE_URL}/accounts/{bank_id}/balance", json={
-    "new_balance": 40000.00,
-    "note": "取现"
-})
-test("招商银行取现 200", r.status_code == 200)
-
-print("\n--- 更新花呗余额 ---")
-r = requests.post(f"{BASE_URL}/accounts/{huabei_id}/balance", json={
-    "new_balance": 2500.00,
-    "note": "提前还款500"
-})
-test("花呗提前还款 200", r.status_code == 200)
-test("花呗余额更新", r.json().get("balance") == 2500.00)
-
-# ============================================================
-section("5. 变更历史测试")
-# ============================================================
-
-print("\n--- 查看微信变更历史 ---")
-r = requests.get(f"{BASE_URL}/accounts/{wechat_id}/history", params={
-    "page": 1,
-    "page_size": 10
-})
-test("获取微信历史 200", r.status_code == 200, f"status={r.status_code}")
-history = r.json()
-test("历史总数正确", history.get("total") == 2, f"实际: {history.get('total')}")
-test("分页参数正确", history.get("page") == 1 and history.get("page_size") == 10)
-
-if history.get("records"):
-    first_record = history["records"][0]
-    test("最新记录是消费", first_record.get("change_amount") == -1500.0,
-         f"实际: {first_record.get('change_amount')}")
-    test("消费前余额正确", first_record.get("balance_before") == 6800.50)
-    test("消费后余额正确", first_record.get("balance_after") == 5300.50)
-    test("消费备注正确", first_record.get("note") == "日常消费")
-    test("记录有创建时间", first_record.get("created_at") is not None)
-
-print("\n--- 查看支付宝变更历史 ---")
-r = requests.get(f"{BASE_URL}/accounts/{alipay_id}/history")
-history_alipay = r.json()
-test("支付宝历史 200", r.status_code == 200)
-test("支付宝历史有记录", history_alipay.get("total") == 1)
-
-print("\n--- 查看从未变更的账户历史 ---")
-r = requests.get(f"{BASE_URL}/accounts/{baitiao_id}/history")
-test("白条历史 200", r.status_code == 200)
-test("白条无变更记录", r.json().get("total") == 0)
-
-
-# ============================================================
-section("6. 分期还款计划 CRUD 测试")
-# ============================================================
-
-# 6.1 为花呗创建分期计划（3期，每月12号，每期1000）
-print("\n--- 创建花呗分期计划 ---")
-r = requests.post(f"{BASE_URL}/debt-installments", json={
-    "account_id": huabei_id,
-    "total_amount": 3000.00,
-    "total_periods": 3,
-    "current_period": 1,
-    "payment_day": 12,
-    "payment_amount": 1000.00,
-    "start_date": "2026-03-12",
-    "is_completed": False
-})
-test("创建花呗分期 201", r.status_code == 201, f"status={r.status_code}")
-huabei_inst = r.json()
-test("花呗分期ID存在", huabei_inst.get("id") is not None)
-test("花呗下次还款日期已计算", huabei_inst.get("next_payment_date") is not None)
-test("花呗距今天数已计算", huabei_inst.get("days_until_payment") is not None)
-test("花呗剩余期数", huabei_inst.get("remaining_periods") == 3)
-test("花呗账户名称关联", huabei_inst.get("account_name") == "花呗")
-huabei_inst_id = huabei_inst["id"]
-
-# 6.2 为白条创建分期计划（6期，每月15号，每期333.33）
-print("\n--- 创建白条分期计划 ---")
-r = requests.post(f"{BASE_URL}/debt-installments", json={
-    "account_id": baitiao_id,
-    "total_amount": 2000.00,
-    "total_periods": 6,
-    "current_period": 3,
-    "payment_day": 15,
-    "payment_amount": 333.33,
-    "start_date": "2026-01-15",
-    "is_completed": False
-})
-test("创建白条分期 201", r.status_code == 201, f"status={r.status_code}")
-baitiao_inst = r.json()
-test("白条分期第3期", baitiao_inst.get("current_period") == 3)
-test("白条剩余期数", baitiao_inst.get("remaining_periods") == 4)
-baitiao_inst_id = baitiao_inst["id"]
-
-# 6.3 验证不能给存款账户创建分期
-print("\n--- 验证存款账户不能创建分期 ---")
-r = requests.post(f"{BASE_URL}/debt-installments", json={
-    "account_id": wechat_id,
-    "total_amount": 1000,
-    "total_periods": 1,
-    "current_period": 1,
-    "payment_day": 1,
-    "payment_amount": 1000,
-    "start_date": "2026-04-01",
-    "is_completed": False
-})
-test("存款账户不能分期 400", r.status_code == 400, f"status={r.status_code}")
-
-# 6.4 验证不存在的账户
-r = requests.post(f"{BASE_URL}/debt-installments", json={
-    "account_id": 99999,
-    "total_amount": 1000,
-    "total_periods": 1,
-    "current_period": 1,
-    "payment_day": 1,
-    "payment_amount": 1000,
-    "start_date": "2026-04-01",
-    "is_completed": False
-})
-test("不存在账户不能分期 404", r.status_code == 404, f"status={r.status_code}")
-
-
-# ============================================================
-section("7. 获取分期计划列表测试")
-# ============================================================
-
-print("\n--- 获取所有分期计划 ---")
-r = requests.get(f"{BASE_URL}/debt-installments")
-test("获取分期列表 200", r.status_code == 200, f"status={r.status_code}")
-installments = r.json()
-test("分期计划总数 >= 2", len(installments) >= 2, f"实际: {len(installments)}")
-
-# 验证排序：未完成的排前面，临近的排前面
-if len(installments) >= 2:
-    first_active = next((i for i in installments if not i["is_completed"]), None)
-    test("列表第一个是未完成的", first_active is not None)
-    if first_active:
-        test("第一个有还款日期", first_active.get("next_payment_date") is not None)
-        test("第一个有距今天数", first_active.get("days_until_payment") is not None)
-
-# 验证每个计划都有计算字段
-for inst in installments:
-    test(f"分期#{inst['id']}有计算字段",
-         inst.get("next_payment_date") is not None and
-         inst.get("days_until_payment") is not None and
-         inst.get("remaining_periods") is not None,
-         f"id={inst['id']}")
-
-
-# ============================================================
-section("8. 更新分期计划测试")
-# ============================================================
-
-print("\n--- 更新花呗分期计划 ---")
-r = requests.put(f"{BASE_URL}/debt-installments/{huabei_inst_id}", json={
-    "total_amount": 3500.00,
-    "payment_amount": 1166.67
-})
-test("更新花呗分期 200", r.status_code == 200, f"status={r.status_code}")
-updated = r.json()
-test("花呗总额更新", updated.get("total_amount") == 3500.00)
-test("花呗每期金额更新", updated.get("payment_amount") == 1166.67)
-
-# 恢复
-requests.put(f"{BASE_URL}/debt-installments/{huabei_inst_id}", json={
-    "total_amount": 3000.00,
-    "payment_amount": 1000.00
-})
-
-
-# ============================================================
-section("9. 标记还款测试（核心流程）")
-# ============================================================
-
-print("\n--- 花呗还款第1期 ---")
-r = requests.patch(f"{BASE_URL}/debt-installments/{huabei_inst_id}/pay")
-test("花呗还款第1期 200", r.status_code == 200, f"status={r.status_code}")
-paid = r.json()
-test("当前期数变为2", paid.get("current_period") == 2, f"实际: {paid.get('current_period')}")
-test("未完成", paid.get("is_completed") == False)
-test("剩余期数变为2", paid.get("remaining_periods") == 2)
-
-print("\n--- 花呗还款第2期 ---")
-r = requests.patch(f"{BASE_URL}/debt-installments/{huabei_inst_id}/pay")
-test("花呗还款第2期 200", r.status_code == 200)
-paid = r.json()
-test("当前期数变为3", paid.get("current_period") == 3)
-test("剩余期数变为1", paid.get("remaining_periods") == 1)
-
-print("\n--- 花呗还款第3期（最后一期）---")
-r = requests.patch(f"{BASE_URL}/debt-installments/{huabei_inst_id}/pay")
-test("花呗还款第3期 200", r.status_code == 200)
-paid = r.json()
-test("标记为已完成", paid.get("is_completed") == True)
-test("当前期数等于总期数", paid.get("current_period") == 3)
-test("剩余期数为0", paid.get("remaining_periods") == 0)
-
-print("\n--- 已完成的分期不能继续还款 ---")
-r = requests.patch(f"{BASE_URL}/debt-installments/{huabei_inst_id}/pay")
-test("已完成分期拒绝还款 400", r.status_code == 400, f"status={r.status_code}")
-
-
-# ============================================================
-section("10. 删除操作测试")
-# ============================================================
-
-# 10.1 删除分期计划
-print("\n--- 删除白条分期计划 ---")
-r = requests.delete(f"{BASE_URL}/debt-installments/{baitiao_inst_id}")
-test("删除白条分期 200", r.status_code == 200, f"status={r.status_code}")
-
-# 验证删除后列表中没有了
-r = requests.get(f"{BASE_URL}/debt-installments")
-ids = [i["id"] for i in r.json()]
-test("白条分期已从列表移除", baitiao_inst_id not in ids)
-
-# 10.2 删除已禁用账户
-print("\n--- 删除已禁用账户 ---")
-r = requests.delete(f"{BASE_URL}/accounts/{disabled_id}")
-test("删除已禁用账户 200", r.status_code == 200)
-
-# 10.3 验证删除后
-r = requests.get(f"{BASE_URL}/accounts")
-ids = [a["id"] for a in r.json()]
-test("已禁用账户已移除", disabled_id not in ids)
-
-# 10.4 重新创建一个花呗分期用来测试级联删除
-print("\n--- 测试级联删除 ---")
-r = requests.post(f"{BASE_URL}/debt-installments", json={
-    "account_id": huabei_id,
-    "total_amount": 1000.00,
-    "total_periods": 1,
-    "current_period": 1,
-    "payment_day": 25,
-    "payment_amount": 1000.00,
-    "start_date": "2026-03-25",
-    "is_completed": False
-})
-cascade_inst_id = r.json()["id"]
-
-r = requests.delete(f"{BASE_URL}/accounts/{huabei_id}")
-test("级联删除花呗账户 200", r.status_code == 200)
-
-# 验证分期计划也被删除了
-r = requests.get(f"{BASE_URL}/debt-installments")
-ids = [i["id"] for i in r.json()]
-test("花呗关联分期也被删除", cascade_inst_id not in ids)
-
-# 验证历史记录也被删除
-r = requests.get(f"{BASE_URL}/accounts/{huabei_id}/history")
-test("花呗账户删除后历史不可访问", r.status_code == 404, f"status={r.status_code}")
-
-
-# ============================================================
-section("11. 边界条件测试")
-# ============================================================
-
-print("\n--- 余额更新到0 ---")
-r = requests.post(f"{BASE_URL}/accounts/{baitiao_id}/balance", json={
-    "new_balance": 0,
-    "note": "还清"
-})
-test("余额归零 200", r.status_code == 200)
-test("余额为0", r.json().get("balance") == 0)
-
-print("\n--- 余额更新到大额 ---")
-r = requests.post(f"{BASE_URL}/accounts/{baitiao_id}/balance", json={
-    "new_balance": 999999.99,
-    "note": "测试大额"
-})
-test("大额余额 200", r.status_code == 200)
-test("大额余额正确", r.json().get("balance") == 999999.99)
-
-# 恢复
-requests.post(f"{BASE_URL}/accounts/{baitiao_id}/balance", json={
-    "new_balance": 2000.00,
-    "note": "恢复"
-})
-
-print("\n--- 参数校验：缺失必填字段 ---")
-r = requests.post(f"{BASE_URL}/accounts", json={
-    "name": "",
-})
-test("空名称被拒绝 422", r.status_code == 422, f"status={r.status_code}")
-
-print("\n--- 参数校验：无效类型 ---")
-r = requests.post(f"{BASE_URL}/accounts", json={
-    "name": "测试账户",
-    "account_type": "invalid_type",
-})
-test("无效类型被拒绝 422", r.status_code == 422, f"status={r.status_code}")
-
-print("\n--- 分期参数校验 ---")
-r = requests.post(f"{BASE_URL}/debt-installments", json={
-    "account_id": baitiao_id,
-    "total_amount": 0,
-    "total_periods": 1,
-    "current_period": 1,
-    "payment_day": 1,
-    "payment_amount": 0,
-    "start_date": "2026-04-01",
-    "is_completed": False
-})
-test("零金额分期被拒绝 422", r.status_code == 422, f"status={r.status_code}")
-
-
-# ============================================================
-section("12. 账户列表的分期信息附加测试")
-# ============================================================
-
-print("\n--- 获取白条账户（验证分期信息附加） ---")
-# 先给白条创建一个分期
-r = requests.post(f"{BASE_URL}/debt-installments", json={
-    "account_id": baitiao_id,
-    "total_amount": 2000.00,
-    "total_periods": 6,
-    "current_period": 2,
-    "payment_day": 15,
-    "payment_amount": 333.33,
-    "start_date": "2026-01-15",
-    "is_completed": False
-})
-test("白条分期重建 201", r.status_code == 201)
-
-r = requests.get(f"{BASE_URL}/accounts")
-accounts = r.json()
-baitiao_acc = next((a for a in accounts if a["id"] == baitiao_id), None)
-test("白条账户有分期附加信息", baitiao_acc is not None and baitiao_acc.get("installments") is not None)
-
-# 存款账户不应有分期信息
-wechat_acc = next((a for a in accounts if a["id"] == wechat_id), None)
-if wechat_acc:
-    test("微信账户有分期字段(空列表)", wechat_acc.get("installments") is not None)
-    test("微信分期列表为空", len(wechat_acc.get("installments", [])) == 0)
-
-
-# ============================================================
-section("13. 历史分页测试")
-# ============================================================
-
-print("\n--- 历史分页 ---")
-# 先给招商银行做多次变更
-for i, (bal, note) in enumerate([
-    (45000, "存入"),
-    (42000, "消费"),
-    (50000, "转入"),
-    (48000, "理财"),
-    (52000, "收益"),
-]):
-    requests.post(f"{BASE_URL}/accounts/{bank_id}/balance", json={
-        "new_balance": bal,
-        "note": note
-    })
-
-r = requests.get(f"{BASE_URL}/accounts/{bank_id}/history", params={"page": 1, "page_size": 3})
-test("历史分页第1页 200", r.status_code == 200)
-page1 = r.json()
-test("每页3条", len(page1.get("records", [])) == 3, f"实际: {len(page1.get('records', []))}")
-test("总记录6条", page1.get("total") == 6, f"实际: {page1.get('total')}")
-
-r = requests.get(f"{BASE_URL}/accounts/{bank_id}/history", params={"page": 2, "page_size": 3})
-test("历史分页第2页 200", r.status_code == 200)
-page2 = r.json()
-test("第2页3条", len(page2.get("records", [])) == 3, f"实际: {len(page2.get('records', []))}")
-
-# 验证第1页和第2页没有重复
-page1_ids = {r["id"] for r in page1["records"]}
-page2_ids = {r["id"] for r in page2["records"]}
-test("两页记录不重复", len(page1_ids & page2_ids) == 0)
-
-
-# ============================================================
-section("14. 花呗还款日期计算验证")
-# ============================================================
-
-print("\n--- 验证还款日期计算 ---")
-today = date.today()
-r = requests.get(f"{BASE_URL}/debt-installments")
-for inst in r.json():
-    if inst["is_completed"]:
-        continue
-    next_date_str = inst.get("next_payment_date")
-    days_until = inst.get("days_until_payment")
-    if next_date_str:
-        next_date = date.fromisoformat(next_date_str)
-        expected_days = (next_date - today).days
-        test(f"分期#{inst['id']}天数计算正确", days_until == expected_days,
-             f"计算: {days_until}, 预期: {expected_days}")
-
-
-# ============================================================
-section("15. 保留测试数据（跳过清理）")
-# ============================================================
-
-print("\n--- 保留测试数据供页面展示 ---")
-r = requests.get(f"{BASE_URL}/accounts")
-remaining_accounts = len(r.json())
-test("账户数据已保留", remaining_accounts > 0, f"保留: {remaining_accounts} 个账户")
-
-r = requests.get(f"{BASE_URL}/debt-installments")
-remaining_installs = len(r.json())
-test("分期数据已保留", remaining_installs >= 0, f"保留: {remaining_installs} 个分期")
-
-
-# ============================================================
-# 最终报告
-# ============================================================
-print(f"\n{'='*60}")
-print(f"  测试报告")
-print(f"{'='*60}")
-print(f"  通过: {passed}")
-print(f"  失败: {failed}")
-print(f"  总计: {passed + failed}")
-if errors:
-    print(f"\n  失败项:")
-    for e in errors:
-        print(f"    - {e}")
-print(f"{'='*60}")
-
-if failed > 0:
-    sys.exit(1)
-else:
-    print("\n  全部测试通过!")
-    sys.exit(0)